Bright Start Direct-Sold College Savings Program

This is an Honors Plan
enroll now
84,034 Clicked to Enroll
Home → 529 Plans → Illinois → Bright Start Direct-Sold College Savings Program → Investment options

Bright Start Direct-Sold College Savings Program

This is an Honors Plan
enroll now
84,034 Clicked to Enroll

TIAA-CREF Tuition Financing, Inc as program manager of the Bright Start College Savings Program . The Illinois direct-sold Plan features two age-based options using either a Passive Enrollment or Active Blend Enrollment Year Portfolios, three Passive Static Allocation Portfolios, three Active Blend Static Allocation Portfolios, individual fund portfolios from a number of fund families and an FDIC-insured option.

  • Program type
    Savings
  • Inception
    2000, but substantially changed in July 2007 and again in July 2017.
  • State agency
    Illinois State Treasurer
  • Tax deduction
  • Program Manager
    Union Bank & Trust Company
  • Program distributor
    TIAA-CREF Tuition Financing, Inc.

Investment Options

Investors in Bright Start Direct-Sold College Savings Program can select from the following investment options. Click on a portfolio name for more information.

Age Based Investment Optionsaccordion open icon

Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.

PortfolioE.R.% Equity1YR Performance
Aggressive 2026/2027 Enrollment Portfolio0.1%20%N/A
Aggressive 2028/2029 Enrollment Portfolio0.1%30%N/A
Aggressive 2030/2031 Enrollment Portfolio0.1%40%N/A
Aggressive 2032/2033 Enrollment Portfolio0.1%50%N/A
Aggressive 2034/2035 Enrollment Portfolio0.1%60%N/A
Aggressive 2036/2037 Enrollment Portfolio0.1%70%N/A
Aggressive 2038/2039 Enrollment Portfolio0.1%80%N/A
Aggressive 2040/2041 Enrollment Portfolio0.1%90%N/A
Aggressive 2042/2043 Enrollment Portfolio0.1%100%N/A
Aggressive Enrolled Portfolio0.09%15%N/A
Moderate 2026/2027 Enrollment Portfolio0.09%15%N/A
Moderate 2028/2029 Enrollment Portfolio0.1%20%N/A
Moderate 2030/2031 Enrollment Portfolio0.1%30%N/A
Moderate 2032/2033 Enrollment Portfolio0.1%40%N/A
Moderate 2034/2035 Enrollment Portfolio0.1%50%N/A
Moderate 2036/2037 Enrollment Portfolio0.1%60%N/A
Moderate 2038/2039 Enrollment Portfolio0.1%70%N/A
Moderate 2040/2041 Enrollment Portfolio0.1%80%N/A
Moderate 2042/2043 Enrollment Portfolio0.1%90%N/A
Moderate Enrolled Portfolio0.08%10%N/A
Aggressive Active Blend 2026/2027 Enrollment Portfolio0.42%20%N/A
Aggressive Active Blend 2028/2029 Enrollment Portfolio0.4%30%N/A
Aggressive Active Blend 2030/2031 Enrollment Portfolio0.39%40%N/A
Aggressive Active Blend 2032/2033 Enrollment Portfolio0.38%50%N/A
Aggressive Active Blend 2034/2035 Enrollment Portfolio0.39%60%N/A
Aggressive Active Blend 2036/2037 Enrollment Portfolio0.36%70%N/A
Aggressive Active Blend 2038/2039 Enrollment Portfolio0.33%80%N/A
Aggressive Active Blend 2040/2041 Enrollment Portfolio0.29%90%N/A
Aggressive Active Blend 2042/2043 Enrollment Portfolio0.27%100%N/A
Aggressive Active Blend Enrolled Portfolio0.32%15%N/A
Moderate Active Blend 2026/2027 Enrollment Portfolio0.32%15%N/A
Moderate Active Blend 2028/2029 Enrollment Portfolio0.42%20%N/A
Moderate Active Blend 2030/2031 Enrollment Portfolio0.4%30%N/A
Moderate Active Blend 2032/2033 Enrollment Portfolio0.39%40%N/A
Moderate Active Blend 2034/2035 Enrollment Portfolio0.38%50%N/A
Moderate Active Blend 2036/2037 Enrollment Portfolio0.39%60%N/A
Moderate Active Blend 2038/2039 Enrollment Portfolio0.36%70%N/A
Moderate Active Blend 2040/2041 Enrollment Portfolio0.33%80%N/A
Moderate Active Blend 2042/2043 Enrollment Portfolio0.29%90%N/A
Moderate Active Blend Enrolled Portfolio0.24%10%N/A
Static Investment Optionsaccordion close icon
Individual Investment Optionsaccordion close icon