The Vermont Higher Education Investment Plan features age-based and static options from Vanguard and DFA. The plan also offers a TIAA-CREF life insurance product option.
- Program typeSavings
- Inception1999
- State agencyVermont Student Assistance Corporation (VSAC)
- Tax deduction
- Program ManagerCatalis Regulatory and Compliance, LLC.
- Program distributorVermont Student Assistance Corporation (VSAC)
Investment Options
Investors in Vermont Higher Education Investment Plan can select from the following investment options. Click on a portfolio name for more information.
Sometimes referred to as the enrollment-based option, this is an investment approach where your asset allocation is programmed to change over time. Accounts for young beneficiaries are invested aggressively and accounts for beneficiaries with college right around the corner are invested much more conservatively. In some 529 plans, the age-based option operates by automatically transferring your investment from one static portfolio to another at certain points in time. Others utilize lifecycle funds or employ lifecycle-type tactics within the portfolio containing your investment so that it is not necessary to transfer your investment between portfolios.
| Portfolio | E.R. | % Equity | 1YR Performance |
|---|---|---|---|
| Age Band 7 (12-13 Years) | 0.39% | 40% | 17.35% |
| Age Band 8 (14 Years) | 0.39% | 35% | 15.79% |
| Age Band 9 (15 Years) | 0.39% | 30% | 14.36% |
| Age Band 10 (16 Years) | 0.39% | 25% | 12.98% |
| Age Band 11 (17 Years) | 0.39% | 20% | 11.73% |
| Age Band 12 (18+) | 0.39% | 29% | 10.28% |
| Age Band 5 (8-9 Years) | 0.39% | 55% | 20.87% |
| Age Band 6 (10-11 Years) | 0.39% | 45% | 18.77% |
| Age Band 4 (6-7 Years) | 0.39% | 65% | 23.07% |
| Age Band 3 (4-5 Years) | 0.39% | 75% | 25.1% |
| Age Band 2 (2-3 Years) | 0.39% | 80% | 25.96% |
| Age Band 1 (0-1 Years) | 0.39% | 85% | 26.86% |
